Mix the first six ingredients into a mixer and beat on high for 8 minutes. Pour into greased bread pans, muffin tins or we use individual bundt pans. Bake at 350 degrees until lightly brown and toothpick comes out clean. Cool on racks. Mix cream cheese and jam. Pipe into center of bundt muffin, or top regular muffin, and decorate with fruit. We also drizzle a tad of caramel sauce over the top.